I love this! Very simple and realistic. I’m actually due to re-budget for next month!
Last week, I kicked off the Monday money series with how to make better financial decisions this year and in that post I mentioned living on a budget and not spending outside your budget. However, alot of us do not even know how to draw up a personal budget, talk more sticking to it. So in this post I will be giving a step by step guide to draw up a personal budget that works for you.
A budget is a financial plan with a defined time frame. For example we can have our weekly, monthly budget, annual budgets. A budget is not just something we come up with, it is a plan for our money hence it is supposed to be well thought out and carefully written down.
Alot of us see a budget as restrictions and alot of things we cannot do with our money and this…
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